Which statement is NOT true?



Debit cards take money out of your account now, and credit cards use money that you pay back later.


Paying with a credit card is like taking out a loan, and paying with a debit card is like using cash.


Credit cards and debit cards can both be used to make purchases.


Paying with a credit or debit card will decrease the amount of money in your bank account at the time you make the purchase.