Theresa worked this summer as a lifeguard at a community pool. She earned $3,360 for the summer before taxes. The payroll company withheld 6.2% of Theresa's income for Social Security, 1.45% for Medicare, and 12.8% for federal income tax. How much was Theresa's take-home pay after all of the taxes and withholdings? Round to the nearest cent if necessary.