how do financial institutions help with​ risk-bearing? insurance companies spread out risk by pooling premiums together from policy holders and pay the claims of those who have an​ accident, fire, medical need or die. this process spreads the financial risk of these events out across a large pool of policyholders and the investors in the insurance company. b. mutual funds and pension funds take your savings and spread them out among the stocks and bonds of many different​ companies, limiting your exposure to any one company. c. investment companies will deny any attempt by an investor to concentrate their investment in one single company as this would violate their role in spreading out risk. d. financial institutions not only assist with the​ risk-bearing of savers and​ investors, but must also be concerned about their own​ risk, spreading their loans out among a variety of clientele.

Respuesta :

Insurance companies spread out risk by pooling premiums together from policy holders and pay the claims of those who have an​ accident, fire, medical need or die.This process spreads the financial risk of these events out across a large pool of policyholders and the investors in the insurance company.  Mutual funds and pension funds take your savings and spread them out among the stocks and bonds of many different​ companies, limiting your exposure to any one company. Investment companies will deny any attempt by an investor to concentrate their investment in one single company as this would violate their role in spreading out risk. Options a,b,c are right.

What are financial institutions?

A financial situation, an organisation responsible for providing financial services to costumers. The financial products has money management, account checking and other services that meet the objectives of customers.

This organisation helps in moving funds from savers to borrowers which spreads out risk bearing. The concern will be upon their own risks, apart from the risks held by savers and borrowers. The risk is shared among large number of people where the risk is in the form of premium.

The risk is spread among different companies through investing.

Moreover, they ll be efficient about the evaluation of information.

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