No. Married borrowers are no longer permitted by law to combine their loans into a single joint consolidation loan. You must submit separate applications if you and your spouse both want to repay your loans using an income-driven repayment plan.
What is ICRR plan?
ICRRS is the name of a system that evaluates a customer's financial situation, including their liquidity, cash flow, profitability, debt profile, market indicators, industry and operational background, management skills, and other indicators, to determine whether they can repay a loan.
Your spouse's income is only taken into account under the ICR plan if you jointly filed your tax return.
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