Respuesta :
A first step to beginning a saving program is to prepare a budget i.e. to set up the budget.
What is Savings?
Saving refers to keeping aside a portion of income in order to use it in future. It makes us secure as it can be used as the time of financial emergency.
In order to start a saving program there must be a well prepared budget. It tells about all our expenses which can be controlled through it. Budget includes all the fixed and irregular expenses.
If the budget shows there is an increase in the expenses over the income then expenses could be controlled. Second step in this saving program can be to start a job.
Learn more about expenses here:
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