Which of the following is a positive statement?
a) If banks will not charge lower interest rates on their home loans, then they should pay depositors higher rates of interest on savings accounts.
b) If banks charge lower interest rates on their home loans, people will be more likely to buy houses.
c) Banks should lower their interest rates on home loans to stimulate the housing market.
d) Lowering interest rates on home loans will increase the demand for housing.