hicks health clubs, inc., expects to generate an annual ebit of $750,000 and needs to obtain financing for $1,200,000 of assets. the company’s tax bracket is 40%. if the firm uses short-term debt, its rate will be 7.5%, and if it uses long-term debt, its rate will be 9%. by how much will earnings after taxes change if the company chooses to use short-term debt financing for the first year? multiple choice $10,000 $10,800 $18,000 $6,000